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My Dad placed £10 on a 20-1 shot that won. He went to collect his winnings. The race started at 4pm. His betting ticket showed the bet was placed 4 seconds after 4pm. The betting shop refused to pay out and refunded his £20. Can they do that? If they took the bet aren't they bound to honour the bet?
The contrary view is if the horse had lost, would my Dad have been able to return to the bookmakers and get a refund by arguing they shouldn't have taken the bet? I doubt it.