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WOW I take it my reply to you hit a nerve in order for you to concoct the Gettysburg address drabble below. If you have underachieved in your life and possibly don’t live in one of the more affluent areas of the North West it’s time to put it behind you. A mortgage was not to be but don’t let that burden the rest of your life.
As for decent points a feel I have made many it’s just blinkered people like you say one thing but really mean something else (as I have found out today by looking through the forum). Now go and get your money ready for the chippy and sit in your little HP ridden council nest for the rest of the evening listening to your own little make believe dross.