| Public sector pay 09:10 - Dec 11 with 8837 views | raynor94 |
Government recommending 2.8% rise, with inflation running at 2.6 %.
Will be interesting to see what the pay review body say, but this looks like a collision course for the government |  |
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| Public sector pay on 21:14 - Dec 11 with 711 views | Scotia |
| Public sector pay on 21:08 - Dec 11 by max936 |
Some maybe the best off, but the point you are missing is the fact they've worked 40/50 yrs of their lives so why should they be??
Perhaps we should euthanise people once they're fulfilled their usefulness,
Can't believe what I read on here sometimes,  |
Nobody is saying they shouldn't be. But lower earners nowadays will never be in an equivalent position. |  | | |
| Public sector pay on 21:21 - Dec 11 with 675 views | Scotia |
| Public sector pay on 21:07 - Dec 11 by raynor94 |
Not with a 95% mortgage and there's plenty of them around, just checked £525a month repayment |
A £100000 house anywhere in Swansea would need total renovation, somebody may be able to get a studio flat but that's about it.
Include council tax, utilities, insurance, transport and a food shop and people will be skint.
And that's Swansea which has to be one of the cheapest places in the UK to live. | | | |
| Public sector pay on 21:21 - Dec 11 with 675 views | max936 |
| Public sector pay on 21:09 - Dec 11 by raynor94 |
So can we afford universal credit then, plenty of people on that who haven't worked a day in their life |
He's forgetting that he'll be a pensioner at some point in his life, the shear arrogance of the bloke.
Needs to remember the money that these pensioners have paid into the countries coffers during all the years they worked.
Then again he often posts crap, love to know what he does for work, if in fact he does work! |  |
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| Public sector pay on 21:22 - Dec 11 with 669 views | max936 |
| Public sector pay on 21:14 - Dec 11 by Scotia |
Nobody is saying they shouldn't be. But lower earners nowadays will never be in an equivalent position. |
What do you do for work? | |
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| Public sector pay on 21:23 - Dec 11 with 667 views | Flashberryjack |
| Public sector pay on 21:02 - Dec 11 by Gwyn737 |
You’d still have to find 15 grand as a deposit and that for a house in one of the cheaper areas of the uk. |
When we got married, we bought our first house in probably the worst location in our area possible, outside toilet, no bathroom, but starting off that's all we could afford.
We worked hard and sold it for a small profit, then moved to a better location and a more modern property, sadly a lot of the younger generation want everything instantly.
There are still plenty of houses/flats in the upper Swansea valley with a price range of arounf £80/100,000 some even cheaper, if you can/don't mind doing them up as you go along. |  |
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| Public sector pay on 21:23 - Dec 11 with 666 views | raynor94 |
| Public sector pay on 21:08 - Dec 11 by max936 |
Some maybe the best off, but the point you are missing is the fact they've worked 40/50 yrs of their lives so why should they be??
Perhaps we should euthanise people once they're fulfilled their usefulness,
Can't believe what I read on here sometimes, |
I posted on a thread like this before Max, once the assisted dying bill comes in, we can get rid of more of these pesky pensioners | |
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| Public sector pay on 21:26 - Dec 11 with 660 views | Scotia |
| Public sector pay on 21:22 - Dec 11 by max936 |
What do you do for work? |
Don't really see why it's relevant, but I work in Environmental Law. | | | |
| Public sector pay on 21:28 - Dec 11 with 652 views | max936 |
| Public sector pay on 21:23 - Dec 11 by raynor94 |
I posted on a thread like this before Max, once the assisted dying bill comes in, we can get rid of more of these pesky pensioners |
Put them out to live off the land in a tin shack.
I'm out of this! | |
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| Public sector pay on 21:32 - Dec 11 with 623 views | Scotia |
| Public sector pay on 21:23 - Dec 11 by raynor94 |
I posted on a thread like this before Max, once the assisted dying bill comes in, we can get rid of more of these pesky pensioners |
Unfortunately the NHS and lack of social care is doing a good job of getting rid of people prematurely already.
The triple lock costs somewhere around £10 - £15 billion pounds a year more than linking to solely to wages.
We can't afford that when people are dying because they can't get to a hospital or seen by a doctor. | | | |
| Public sector pay on 21:36 - Dec 11 with 599 views | Gwyn737 |
| Public sector pay on 21:23 - Dec 11 by Flashberryjack |
When we got married, we bought our first house in probably the worst location in our area possible, outside toilet, no bathroom, but starting off that's all we could afford.
We worked hard and sold it for a small profit, then moved to a better location and a more modern property, sadly a lot of the younger generation want everything instantly.
There are still plenty of houses/flats in the upper Swansea valley with a price range of arounf £80/100,000 some even cheaper, if you can/don't mind doing them up as you go along. |
I agree with you about wanting too much too soon, but I’m willing to bet the wage to house price ratio was way lower when you got on the ladder.
I’d did the same as you, bought a flat as my first place and went from there. The flat cost 73k in 2002. It sold again 18 months ago for 206k
House prices are distorting everything. | | | |
| Public sector pay on 21:38 - Dec 11 with 584 views | Gwyn737 |
| Public sector pay on 21:07 - Dec 11 by raynor94 |
Not with a 95% mortgage and there's plenty of them around, just checked £525a month repayment |
TBF I didn’t realise those had come back. That’s good news. | | | |
| Public sector pay on 21:41 - Dec 11 with 568 views | majorraglan |
| Public sector pay on 20:05 - Dec 11 by JACKMANANDBOY |
This is a bizarre thread which seems to be about pensioners (ave earnings £20K ) and someone on minimum wage £23K and who is the most deserving.
The question is how do people come to think like that? |
Someone on minimum wage (just shy of £23k) will take home around £18k, which I think is pretty poor especially if they’re doing personal care etc on patients.
The bottom line as far as I see it is that pensioners who’ve put in to the system deserve a decent pension as do public sector workers who’ve seen their wages eroded in real terms over the last 14 years, BUT at this time there’s not enough money in the pot to do both. What we really need to be focussing on are the malingerers and people who are capable of working but who are playing the system. There should be limits on how long people can claim benefits for and after possibly 18 or 24 months which is ample time to allow people to learn new skills if the backing is in place they lose their benefits. Sickness benefits would need similar consideration, but with a robust fair process in place there’s no reason people can be helped back in to work with reasonable adjustments and if needs be employers get tax breaks to help people back in work.
If we can trim the benefits bill and tackle tax evasion and criminality there’s no reason why we can’t increase pensions and pay people decently.
The bottom line though is that work has to pay and we have to increase the differential between working and not working. [Post edited 11 Dec 21:41]
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| Public sector pay on 21:42 - Dec 11 with 556 views | Boundy |
| Public sector pay on 20:49 - Dec 11 by Gwyn737 |
Nobody (I don’t think) wants a race to the bottom. It’s more in the situation we’re in with services on their knees and tax take needing to rise, where should it come from.
I don’t want to see hard up pensioner’s lives being made worse, but as a whole group, they’re one of the best off in society.
A lot of it is down to property. Older people have this asset and it’s out of reach for many younger ones. |
Myself I left school at 15 , no formal education certificates, even a Swansea Certificate , joined the Army ( when you could then as a JS) served a number of years , left and then worked for over 30 years working on the overhead lines initially then through a number of opportunities made my way up the ladder finally finishing managing major refurbishment schemes. I then spent the past 10 years as a site manager using my transferable skills operating HV equipment and general site management on Wind Farms ,now retired. I own my own house paid for by my own sweat and effort , entitled to nor claimed any benefit other than family allowance , now long stopped .I feel no guilt for owning what I have nor ever will , I have a small private pension taxed at source , now taxed again and my state pension, which allows us to pay our way and have a holiday .
When I vote I'm voting in the hope that those who believe they're better than myself because they went to Oxford/Cambridge studying economics etc , that my financial contribution to the tax office is spent wisely and for the benefit for all. Now all we get is there's a black hole here and there and to fill that hole we the people who've contributed to this country for over 50years now have to fear that all that we've earned should be in some part taken from us . Your statement "A lot of it is down to property. Older people have this asset and it’s out of reach for many younger ones" was true for me as well but I got off my arse and did something about so why can't they. | |
| "In a free society, the State is the servant of the people—not the master." |
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| Public sector pay on 21:43 - Dec 11 with 552 views | max936 |
| Public sector pay on 21:26 - Dec 11 by Scotia |
Don't really see why it's relevant, but I work in Environmental Law. |
Public sector then, I never have thought that mind  , probably on the equivalent of final salary when you finish at around 50/55 ish and you got the arrogance to moan about pensioners getting the triple lock, you haven't got a clue!
Try working as a trades man crawling around on your knees up and down ladders carrying tools and other equipment any distance to do a job,
Then get back to me and tell me what pensioners should and shouldn't get, when they retire at 67.
I'd quit now if I was you cause you've lost any argument you thought you had. | |
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| Public sector pay on 21:46 - Dec 11 with 547 views | Gwyn737 |
| Public sector pay on 21:42 - Dec 11 by Boundy |
Myself I left school at 15 , no formal education certificates, even a Swansea Certificate , joined the Army ( when you could then as a JS) served a number of years , left and then worked for over 30 years working on the overhead lines initially then through a number of opportunities made my way up the ladder finally finishing managing major refurbishment schemes. I then spent the past 10 years as a site manager using my transferable skills operating HV equipment and general site management on Wind Farms ,now retired. I own my own house paid for by my own sweat and effort , entitled to nor claimed any benefit other than family allowance , now long stopped .I feel no guilt for owning what I have nor ever will , I have a small private pension taxed at source , now taxed again and my state pension, which allows us to pay our way and have a holiday .
When I vote I'm voting in the hope that those who believe they're better than myself because they went to Oxford/Cambridge studying economics etc , that my financial contribution to the tax office is spent wisely and for the benefit for all. Now all we get is there's a black hole here and there and to fill that hole we the people who've contributed to this country for over 50years now have to fear that all that we've earned should be in some part taken from us . Your statement "A lot of it is down to property. Older people have this asset and it’s out of reach for many younger ones" was true for me as well but I got off my arse and did something about so why can't they. |
I’m being devils advocate here but why can’t that argument be applied to pensioners without private pension?
Young people are told to pull their socks up, work harder, cancel Netflix, stop buying coffee and sort out their future.
I’m not being anti pensioner. I’m being pro young people. | | | |
| Public sector pay on 21:49 - Dec 11 with 539 views | raynor94 |
| Public sector pay on 21:21 - Dec 11 by Scotia |
A £100000 house anywhere in Swansea would need total renovation, somebody may be able to get a studio flat but that's about it.
Include council tax, utilities, insurance, transport and a food shop and people will be skint.
And that's Swansea which has to be one of the cheapest places in the UK to live. |
Do you live in Swansea? | |
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| Public sector pay on 21:54 - Dec 11 with 511 views | Scotia |
| Public sector pay on 21:49 - Dec 11 by raynor94 |
Do you live in Swansea? |
Yes | | | |
| Public sector pay on 21:56 - Dec 11 with 499 views | Gwyn737 |
Just done a quick Rightmove search for Swansea.
751 houses for sale, 34 of them for 100k or less. That’s not taking into account the condition of those 34. | | | |
| Public sector pay on 21:56 - Dec 11 with 495 views | raynor94 |
| Public sector pay on 21:21 - Dec 11 by Scotia |
A £100000 house anywhere in Swansea would need total renovation, somebody may be able to get a studio flat but that's about it.
Include council tax, utilities, insurance, transport and a food shop and people will be skint.
And that's Swansea which has to be one of the cheapest places in the UK to live. |
Sorry absolute rubbish, a cursory glance on Zoopla, a lovely well maintained 2 bedroom house on Pentregethin Road £95k, loads more like it
Oh and pensioners pay Council tax utility bills and insurances | |
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| Public sector pay on 22:01 - Dec 11 with 478 views | Scotia |
| Public sector pay on 21:43 - Dec 11 by max936 |
Public sector then, I never have thought that mind , probably on the equivalent of final salary when you finish at around 50/55 ish and you got the arrogance to moan about pensioners getting the triple lock, you haven't got a clue!
Try working as a trades man crawling around on your knees up and down ladders carrying tools and other equipment any distance to do a job,
Then get back to me and tell me what pensioners should and shouldn't get, when they retire at 67.
I'd quit now if I was you cause you've lost any argument you thought you had. |
Nope not public sector. My wife is though. She's just been called out as a duty social worker to deal with another one of life's catastrophes.
She has worked all day, and will be back in tomorrow morning she got a 2% pay rise this year. Or a continued pay cut if you consider inflation over the past few years and associated pay rises.
She doesn't get a final salary pension, but a decentish local government one.
We pile money in to an AVC. We've got to.
I'm not telling pensioners what to do, but they shouldn't be telling public sector workers what pay rise they deserve when they get far more. | | | |
| Public sector pay on 22:10 - Dec 11 with 452 views | raynor94 |
| Public sector pay on 22:01 - Dec 11 by Scotia |
Nope not public sector. My wife is though. She's just been called out as a duty social worker to deal with another one of life's catastrophes.
She has worked all day, and will be back in tomorrow morning she got a 2% pay rise this year. Or a continued pay cut if you consider inflation over the past few years and associated pay rises.
She doesn't get a final salary pension, but a decentish local government one.
We pile money in to an AVC. We've got to.
I'm not telling pensioners what to do, but they shouldn't be telling public sector workers what pay rise they deserve when they get far more. |
Who is telling public sector workers what pay rise they should have? Perhaps you should go back to the original post on the thread.
But it didn't take long for you to jump on your pensioner bashing band wagon, and let's put into context pensioners maybe getting a higher percentage, but there's a big difference in 12k to 40k | |
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| Public sector pay on 22:12 - Dec 11 with 438 views | Whiterockin |
| Public sector pay on 22:01 - Dec 11 by Scotia |
Nope not public sector. My wife is though. She's just been called out as a duty social worker to deal with another one of life's catastrophes.
She has worked all day, and will be back in tomorrow morning she got a 2% pay rise this year. Or a continued pay cut if you consider inflation over the past few years and associated pay rises.
She doesn't get a final salary pension, but a decentish local government one.
We pile money in to an AVC. We've got to.
I'm not telling pensioners what to do, but they shouldn't be telling public sector workers what pay rise they deserve when they get far more. |
Who is telling public sector workers what pay rise they should have, except the Labour government. |  | | |
| Public sector pay on 22:20 - Dec 11 with 417 views | majorraglan |
| Public sector pay on 21:21 - Dec 11 by Scotia |
A £100000 house anywhere in Swansea would need total renovation, somebody may be able to get a studio flat but that's about it.
Include council tax, utilities, insurance, transport and a food shop and people will be skint.
And that's Swansea which has to be one of the cheapest places in the UK to live. |
I’ve just had a butchers on Zoopla and there are houses on there for around and under £100k, but a lot of them are for sale on auction platforms and even though the guide price is £100k the reserve is likely to be at least 10% higher. A lot of auction properties are offered on a cash sale basis which limits who can buy them and the 28 day sale/completion requirement will also make it difficult for people starting out in life.
A single person on minimum wage will take home around £18k per annum which will equate to around £1500 cm. Assuming they can buy a £100k property on a 95% mortgage, then if we use Rayners repayment figure of £525 that will leave them around £975.
Factor in council tax ((Band C) £120 per month, gas and electric £150, water £50, house insurance £40, life insurance/sickness cover £30, telephone/broadband £30 that leaves around £450 per month or £5k as “disposable” income. Out of that they’ll need to buy food and potentially run a car etc to get back and forth to work.
You are right - it won’t leave a great deal in the pocket and it won’t encourage a lot of people in to work. [Post edited 11 Dec 22:30]
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| Public sector pay on 22:21 - Dec 11 with 406 views | builthjack |
| Public sector pay on 22:12 - Dec 11 by Whiterockin |
Who is telling public sector workers what pay rise they should have, except the Labour government. |
I think percentage pay rises are wrong.
A 3% pay rise-
Someone on 20k gets an extra £600
Someone on 30k gets £900
Someone on 40k gets £1200.
Each year the gap widens.
It’s not right. |  |
| Swansea Indepenent Poster Of The Year 2021. Dr P / Mart66 / Roathie / Parlay / E20/ Duffle was 2nd, but he is deluded and thinks in his little twisted brain that he won. Poor sod. We let him win this year, as he has cried for a whole year. His 14 usernames, bless his cotton socks.
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| Public sector pay on 22:24 - Dec 11 with 383 views | max936 |
| Public sector pay on 22:01 - Dec 11 by Scotia |
Nope not public sector. My wife is though. She's just been called out as a duty social worker to deal with another one of life's catastrophes.
She has worked all day, and will be back in tomorrow morning she got a 2% pay rise this year. Or a continued pay cut if you consider inflation over the past few years and associated pay rises.
She doesn't get a final salary pension, but a decentish local government one.
We pile money in to an AVC. We've got to.
I'm not telling pensioners what to do, but they shouldn't be telling public sector workers what pay rise they deserve when they get far more. |
My eldest works in the public sector.
If you're in environmental law what are you doing, look at the state of our rivers and watercourses, fly tipping and other environmental issues, you need to concentrate on those things and not get bogged down by pensioners getting the triple lock. | |
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