| Winter fuel allowance 16:24 - Jul 29 with 11860 views | raynor94 |
For Pensioners, is going to means tested, oh well ill have to invest in a few blankets
I don't remember this in the Labour manifesto |  |
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| Winter fuel allowance on 22:18 - Jan 17 with 259 views | Boundy |
| Winter fuel allowance on 17:44 - Sep 10 by Whiterockin |
Maybe local pensioners who have lost their WFA and will struggle should visit their local surgery and ask their MP wtf they were thinking about. I firmly believe if MPs, many new to the job realised that they would get a rough ride from their constituents, they would think more carefully before making stupid decisions. |
Carolyn Harris (Swansea East and Neath)
Stephen Kinnock (Aberafan Maesteg)
Nia Griffith (Llanelli)
Tonia Antoniazzi (Gower) None of which are new to the job and should be ashamed of their support for the vote. |  |
| "In a free society, the State is the servant of the people—not the master." |
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| Winter fuel allowance on 10:59 - Jan 18 with 178 views | Dr_Winston |
| Winter fuel allowance on 22:14 - Jan 17 by majorraglan |
We’re not in a great place, current lot are leaving a lot to be desired and the last lot are proving that they were a shambles in government and a shambles in opposition. Our politicians are poor. |
There's not a single benefit issued by the British Treasury that should not be means tested to one extent or another. It's a system that's been wide open to abuse for decades. For example, I know for a fact that until fairly recently people were receiving tax credits even though they had more than £100,000 in the bank because only income was considered, not assets or savings.
The argument should be about what level that means testing is set at. There are plenty of pensioners out there who simply don't need an extra £250 a year. There are plenty who do who have now lost it. Likewise State Pension, Universal Credit and yes, even disability benefits. We simply can't afford to keep paying out to those who don't need it. |  |
| Pain or damage don't end the world. Or despair, or f*cking beatings. The world ends when you're dead. Until then, you got more punishment in store. Stand it like a man... and give some back. |
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| Winter fuel allowance on 15:45 - Jan 18 with 110 views | SullutaCreturned |
| Winter fuel allowance on 10:59 - Jan 18 by Dr_Winston |
There's not a single benefit issued by the British Treasury that should not be means tested to one extent or another. It's a system that's been wide open to abuse for decades. For example, I know for a fact that until fairly recently people were receiving tax credits even though they had more than £100,000 in the bank because only income was considered, not assets or savings.
The argument should be about what level that means testing is set at. There are plenty of pensioners out there who simply don't need an extra £250 a year. There are plenty who do who have now lost it. Likewise State Pension, Universal Credit and yes, even disability benefits. We simply can't afford to keep paying out to those who don't need it. |
I largely agree but with the caveat that the state pension should remain until the put a proper transition plan in place because very many people, even with occupational pensions, rely on it so if they are going to start withdrawing it, they need to set the bar quite high and then make sure everybody is paying into a private pension.
We have already een looking at starting a pension fund for our 16 year old son, the sooner he starts one the better.
Maybe then, in time, the state pension will not be needed except for the very few. | | | |
| Winter fuel allowance on 17:04 - Jan 18 with 88 views | Dr_Winston |
| Winter fuel allowance on 15:45 - Jan 18 by SullutaCreturned |
I largely agree but with the caveat that the state pension should remain until the put a proper transition plan in place because very many people, even with occupational pensions, rely on it so if they are going to start withdrawing it, they need to set the bar quite high and then make sure everybody is paying into a private pension.
We have already een looking at starting a pension fund for our 16 year old son, the sooner he starts one the better.
Maybe then, in time, the state pension will not be needed except for the very few. |
Completely agree with your first paragraph. They need to pick a decent income level before they start phasing it out. Certainly a higher bar than they set for WFA at least. | |
| Pain or damage don't end the world. Or despair, or f*cking beatings. The world ends when you're dead. Until then, you got more punishment in store. Stand it like a man... and give some back. |
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| Winter fuel allowance on 17:15 - Jan 18 with 69 views | majorraglan |
| Winter fuel allowance on 10:59 - Jan 18 by Dr_Winston |
There's not a single benefit issued by the British Treasury that should not be means tested to one extent or another. It's a system that's been wide open to abuse for decades. For example, I know for a fact that until fairly recently people were receiving tax credits even though they had more than £100,000 in the bank because only income was considered, not assets or savings.
The argument should be about what level that means testing is set at. There are plenty of pensioners out there who simply don't need an extra £250 a year. There are plenty who do who have now lost it. Likewise State Pension, Universal Credit and yes, even disability benefits. We simply can't afford to keep paying out to those who don't need it. |
Some good points, but there’s a danger that some people will just think @@@@ it, spend thei4 money or blow their cash knowing the state will pick up the tab when they get older, for example care home fees whereas if they put money by and save they won’t get anything.
There needs to be an incentive to encourage people to save for the future and a “forfeit” for not taking responsibility, but how we get there I don’t know. | | | |
| Winter fuel allowance on 19:00 - Jan 18 with 27 views | SullutaCreturned |
| Winter fuel allowance on 17:15 - Jan 18 by majorraglan |
Some good points, but there’s a danger that some people will just think @@@@ it, spend thei4 money or blow their cash knowing the state will pick up the tab when they get older, for example care home fees whereas if they put money by and save they won’t get anything.
There needs to be an incentive to encourage people to save for the future and a “forfeit” for not taking responsibility, but how we get there I don’t know. |
The only real forfeit is leaving people with absolutely nothing but that won't happen.
The only real option for me is to force people to save, even tjhose on benfits by taking 10% of their money and putting it into a pension pot. That is the change there needs to be, the state pension needs to have it's own pension fund. Regulated by the government and opoen to everyone from birth. Then if your parents are minded to, they can start putting money in your pension pot and by the time you are 18 you could already have a decent start.
There coukld be an advantage in that, the retirement age could come down? Imagine a pension fund that is state run and tax free. A fund that, when you are 18 and have the control, you can put as much as you want into with it having an online account so you can keep track of your donations. You get an annual statement and it's your responsibility to keep the information safe (in case of any problems) and then at the stated age, you retire with a proper pension. Maybe they'd need to have a "National bank" that ran this new pension fund, one that uses the money to provide realtively cheap mortgages ( a fixed interest rate of 4%) with all profits going into the pension fund. Obviously minus the running costs and taxes.
Does any of that make sense? | | | |
| Winter fuel allowance on 20:10 - Jan 18 with 14 views | Dr_Winston |
| Winter fuel allowance on 19:00 - Jan 18 by SullutaCreturned |
The only real forfeit is leaving people with absolutely nothing but that won't happen.
The only real option for me is to force people to save, even tjhose on benfits by taking 10% of their money and putting it into a pension pot. That is the change there needs to be, the state pension needs to have it's own pension fund. Regulated by the government and opoen to everyone from birth. Then if your parents are minded to, they can start putting money in your pension pot and by the time you are 18 you could already have a decent start.
There coukld be an advantage in that, the retirement age could come down? Imagine a pension fund that is state run and tax free. A fund that, when you are 18 and have the control, you can put as much as you want into with it having an online account so you can keep track of your donations. You get an annual statement and it's your responsibility to keep the information safe (in case of any problems) and then at the stated age, you retire with a proper pension. Maybe they'd need to have a "National bank" that ran this new pension fund, one that uses the money to provide realtively cheap mortgages ( a fixed interest rate of 4%) with all profits going into the pension fund. Obviously minus the running costs and taxes.
Does any of that make sense? |
Perfect sense. It's certainly something worth considering.
The current system is unsustainable in its current form. People are living longer, birth rates are dropping, and continuing to import population to make the difference is just kicking the can down the road, and potentially making the situation worse when the migrants reach retirement age. | |
| Pain or damage don't end the world. Or despair, or f*cking beatings. The world ends when you're dead. Until then, you got more punishment in store. Stand it like a man... and give some back. |
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