| Investments 23:42 - Jun 8 with 8255 views | rrrspricey |
Anyone here made any?
Looking to invest around £100k. Looked at some student housing that guarantees around 9% pa, anyone invested at this or any other advice that's better than sticking in a building society? |  | | |  |
| Investments on 23:51 - Jun 8 with 5920 views | highleverhoopL |
Nothing guarantees 9%. If it offers 9% then there is a big risk associated.
What you should do with your 100k depends on timeframe and what you are trying to achieve. |  | | |
| Investments on 00:05 - Jun 9 with 5893 views | RamseyR |
Don't know where you're based, and what you'd get in your area, but look into purchasing a commercial property and renting it out...lots less to go wrong....no white goods, no boilers etc.
Some good yields to be had. 9% is not to be sniffed at, but I get a lot more than that on the commercial unit I rent out. If you keep under approx. 1000sq ft, there is currently a 100% exemption on business rates, although that could change in the future. |  | | |
| Investments on 07:00 - Jun 9 with 5704 views | DWQPR |
Putting my professional hat on here I would advise you to find an IFA. You would recieve good, professional advice and be covered by their professional indemnity insurance, unlike going it alone. It would be nice to chase a 9% return in this day and age, but frankly the higher the potential reward the higher the risk and you need to ask yourself what risk you are prepared to take and over what timescale you are looking to invest for. An IFA would help you understand all this. In addition to this the new pension access rules make such an investment far more attractive nowadays. If you want more information you can PM me. | |
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| Investments on 07:18 - Jun 9 with 5674 views | californiahoop |
Invest a fraction of that in my business and I will gaurentee 9% return! | | | |
| Investments on 07:34 - Jun 9 with 5640 views | RangersDave |
It really depends on how altruistic you are with your thought process.
Currently I'm in one to earn between 30 and 85% on my investments this year, after 2 years of building my business and getting nothing.
It can be had if you look and are willing to wait for the return
Cheers
Dave |  |
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| Investments on 07:42 - Jun 9 with 5623 views | bosh67 |
My girlfriend set up a shares portfolio through the NFU and that has returned about 9-10% in the first year on roughly the same amount. Low and medium risk so it did okay. |  |
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| Investments on 08:02 - Jun 9 with 5581 views | westberksr |
| Investments on 07:42 - Jun 9 by bosh67 |
My girlfriend set up a shares portfolio through the NFU and that has returned about 9-10% in the first year on roughly the same amount. Low and medium risk so it did okay. |
most funds have done OK the past couple of years but there are no guarantees it will continue.
the student housing deals do offer a higher income yield, but that applies to student rentals pretty much everywhere as they will pile 3 studants into a 2 bed proeprty with the living room becoming a bedroom.
how long is the income guaranteed for, what is the exi strategy if you need some capital back, are they mortgageable, what fees are taken after the rent guarantee runs out.
Not saying don't, but just need to look into it a bit more. Any property investment including commercial can work, but all have potential issues.
As do any other investments to be honest. |  | | |
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| Investments on 08:30 - Jun 9 with 5524 views | thompsonridd |
Have you looked at Peer to Peer Lending.
Good returns, security and you pick the term and can spread you investment over loads of loans.
I am an IFA and this is becoming quite popular.
Best go to unbiased.co.uk and find a local IFA near you.
Good luck | | | |
| Investments on 09:14 - Jun 9 with 5425 views | TheBlob |
Gold bullion.Small ingots so there's less chance of getting gold plated tungsten. |  |
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| Investments on 09:59 - Jun 9 with 5326 views | Gloucs_R |
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| Investments on 10:23 - Jun 9 with 5266 views | BostonR |
Depends on many things:
Have you paid off your mortgage?
Do you have any other debts?
What is your pension provision
How old are you?
If you are in good financial shape and say over 55 how about spending it! That is what I am doing. I am not hanging around waiting until retirement. The kids are ok, I have a good life and I have spare cash so I decided to have a mid-life crisis and it's great!. |  | | |
| Investments on 11:51 - Jun 9 with 5164 views | TacticalR |
How about taking the whole board out for a piss up? |  |
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| Investments on 11:57 - Jun 9 with 5143 views | pomanjou |
My current investments paying off handsomely in both income and capital gains.
9.7% in Barratts - house builder
3.4% in Bellway - house builder
1.2% in Crest Nicholson - housebuilder
1.6% in Persimmon - housebuilder
12.1% in Taylor Wimpey - housebuilder
2.7% in Dixons/Carphone
8.9% in Glaxo Smith Kline
6.8% in GVC- onlineline betting in unregulated countries
2.9% in Legal and General
2.7% in National grid
7.4% in Redd - car crash insurance support services
4.5% in Royal Dutch Shell
1.4% in Sainsburys
3.3% in Unilever
2.3% premium bonds
11.5% Prudential income bonds
9.8% Generali income bonds.
7.8% cash |  |
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| Investments on 12:05 - Jun 9 with 5119 views | BostonR |
| Investments on 11:51 - Jun 9 by TacticalR |
How about taking the whole board out for a piss up? |
You dont like me! Gonna spend it all on my own - that is my mid-life crisis! | | | |
| Investments on 12:07 - Jun 9 with 5112 views | Lblock |
If you wind of a "shipment" coming in from South America then lump on and you'll quaruple your money
The risk is 12 years inside but....... |  |
| Cherish and enjoy life.... this ain't no dress rehearsal |
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| Investments on 12:23 - Jun 9 with 5060 views | TacticalR |
| Investments on 12:07 - Jun 9 by Lblock |
If you wind of a "shipment" coming in from South America then lump on and you'll quaruple your money
The risk is 12 years inside but....... |
Glad to see we have some genuine entrepreneurs on this board. | |
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| Investments on 12:33 - Jun 9 with 5032 views | paesanu |
With the same as you last year I bought two properties and rented them out as multilets. I manage them myself however and you have to have a passion for property otherwise you'll become an unreasonable landlord which helps no-one.
ROI is about 13%, based in Liverpool. |  |
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| Investments on 14:32 - Jun 9 with 4910 views | headhoops |
wait a few months and stick it all on Forest to beat us at the city ground even if we are top and they are bottom.
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| Investments on 14:48 - Jun 9 with 4871 views | baz_qpr |
Easy to say when its not your money but if I had 100k I would put half of it into something safe and the rest into a punt on 3D Printing Tech stocks. Stratasys and Arcam are supposed to be the 2 main companies with the key tech / patents. This IMHO is the next big disruptive technology |  | | |
| Investments on 15:06 - Jun 9 with 4842 views | nedflanders |
I've just invested 20 ew on to begin in the 310fontwell | | | |
| Investments on 15:09 - Jun 9 with 4816 views | stowmarketrange |
| Investments on 10:23 - Jun 9 by BostonR |
Depends on many things:
Have you paid off your mortgage?
Do you have any other debts?
What is your pension provision
How old are you?
If you are in good financial shape and say over 55 how about spending it! That is what I am doing. I am not hanging around waiting until retirement. The kids are ok, I have a good life and I have spare cash so I decided to have a mid-life crisis and it's great!. |
I'm 55 in September and I've got lots of different ideas on what to do with my lump sum and the 75% of my deferred pension.
Part of me wants to buy a villa in Spain or Portugal,but my sensible side says stick it in a high interest account,or invest it for when I'm ready to slow down at 60.
I've spoken to a couple of IFAs and they both said different things,so I still ain't sure what to do.
I suppose I could always invest it in a football club.Does anybody know a stable club to invest in?  |  | | |
| Investments on 17:06 - Jun 9 with 4699 views | Mark1 |
Markets have been going up since around 2009 and I'd be a tad wary going in now.
Usually best to be a contrarian, so may not be a bad idea to put some of the money into something that makes you money if/when the market falls.
Also, house prices in London are ridiculous and if rates were to rise the fall could be dramatic,so I'd tread carefully there too.
Some of my dosh is in precious metals ETF's and Gold funds - been crap for some time now, so hopefully, they could do well if the economy takes a dive. | | | |
| Investments on 17:14 - Jun 9 with 4688 views | loftus77 |
| Investments on 14:32 - Jun 9 by headhoops |
wait a few months and stick it all on Forest to beat us at the city ground even if we are top and they are bottom.
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This.
Absolute guaranteed 100% return - stronger than bricks and mortar. | | | |
| Investments on 18:02 - Jun 9 with 4621 views | captainmycaptian |
Beer women and qpr ? | | | |
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